Health
7 Things Health Insurance Doesn’t Cover
Medicare is a government-run health insurance program that provides coverage for Americans who are 65 and older or have a disability. While Medicare covers a lot of medical expenses, there are certain things that it doesn’t cover—like cosmetic procedures, outpatient prescription drugs, and many new treatments and alternative treatments for chronic conditions, like cancer. Here are seven things that Medicare doesn’t cover: 1. Routine eye exams Medicare doesn’t cover routine eye exams unless you have diabetes or are at high risk for glaucoma. However, if you need surgery to correct your vision, Medicare will cover it. If you want routine eye exams, you can purchase additional coverage through a Medicare Advantage plan or a private insurer like Kaiser Permanente, Blue Cross Blue Shield, Aetna, Humana, or Cigna. 2. Hearing aids Medicare doesn’t cover hearing aids, exams for fitting hearing aids, or exams for hearing problems. However, Medicare will cover diagnostic hearing and balance exams if your doctor thinks you need them. You can purchase additional coverage for hearing aids through a Medicare Advantage plan or a private insurer. 3. Routine dental exams Medicare doesn’t cover routine dental exams, cleanings, fillings, or extractions. However, Medicare will cover dental services if they are necessary for a covered medical procedure, such as jaw reconstruction after an accident.
Read More